Habib Insurance Company Limited, one of the pioneer projects of the Habib Group was established in 1942 in Bombay, with a paid-up share capital of     Rs.2,500,000. After Partition, the company moved its head quarters to Karachi, and over the years raised its capital to Rs.60,000,000 through the issue of bonus shares.

By maintaining a sound underwriting policy, Habib Insurance Company Limited earned the reputation of being very profitable and liquid. In 1972, despite life business being nationalized, the company managed to achieve one of the highest rates of return in the industry.

Indeed the company has paid back to its shareholders dividends and bonus shares in excess of two hundred times their investment.

By adopting its prudent underwriting policies, Habib Insurance Company Limited has achieved to secure amongst the most solvent Reserves and Capital to Net Premiums, Gross Premiums, and Claims ratios in the industry.

Habib Insurance Company Limited continues to maintain its selective approach towards the business it underwrites, and is now looking ahead to the rapidly changing industrial and financial environment in Pakistan. As new products and new markets are being explored, the company is investing its resources in people and ideas to meet these challenges.

The Company aims to, Inshallah, provide high quality service to all their customers, and to continue giving its shareholders a consistent return on their investment.

Our General Insurance Business focuses on :
F ire, M arine, M otor, E ngineering, M edical and M iscellaneous I nsurances

We at Habib Insurance Company Limited have technical underwriters who have built upon our six decades of insurance experience.

We have amongst the best reinsurance arrangements in the world with top companies such as Munich Re, Cologne Re, Tokio Marine, Rhine Re, and Sumitomo Re on our Panel